Growing costs and shrinking reimbursement are tightening margins for providers. Private equity activity and industry consolidation are adding to financial tensions. Staffing challenges are piling up. New technology and governance risks are emerging for organizations. And senior executives face uncertainty about the regulatory environment and economy.

All of this is challenging how healthcare organizations manage risk, people, and their insurance and benefits programs. Organizations that can adopt more proactive, enterprise-wide strategies will be best positioned to manage performance despite difficult market conditions.